Life After Bankruptcy & Foreclosure Home / Resources / Guides / Life After Bankruptcy & Foreclosure Guides Reverse Mortgage Facts First Time Home Buyer Understanding Credit Scores Life After Bankruptcy & Foreclosure Real Estate Move Up/Downsize Buyer Talk with one of our loan experts for free! Chat Live THERE IS LIFE AFTER BANKRUPTCY Mortgage Loans are available 2 to 4 years after bankruptcy or foreclosure in most cases. VA loans are available sooner than FHA loans, which are available sooner than Conventional loans. Call today to get more information, today’s mortgage interest rate and payment details!